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J. Craig Homes is One of Mobile, Alabama HUD FHA 203k Approved Contractors

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Are you purchasing an older home with plans to renovate? If so, then the HUD FHA 203k home loan may be right for you. There are strict requirements on the type of renovations covered by these loans. Kitchen renovations and bath remodels are approved property improvements with a 203k loan. Larger renovations can be made but your loan type will determine the type of approved renovation. The benefits of this loan is that you can remodel as soon as you purchase your home. You receive the funds to remodel at the closing of your home, and renovations must be completed within six months.

Another requirement is the contractor must be HUD 203k qualified. This requires a lot of work on the end of the contractor to verify themselves as a legitimate contractor. A contractor must provide financial, reference and background information for government approval, therefore, most home renovating contractors won’t touch 203k home renovation projects. J. Craig Homes is a HUD approved 203k contractor in Mobile, AL and surrounding areas.

Don’t get discouraged in your search for a lender. This link will help you search for a mortgage provider for 203k loans in Mobile, Alabama.

 

 

Not sure if a 203k loan is right for you? Helpful links located on the right will help you in your search for more information on the 203k program.

 

Craig Williams of J. Craig Homes is an Approved 203k remodeling contractor in Mobile, AL. J. Craig Homes is also certified to renovate a homes older than 1978 and that may contain lead paint. As a new home builder in Mobile, AL Craig Williams is also a member of the Home Builders Association (HBA) and Mobile Chamber of Commerce.

Read more about the EPA’s new strict regulations regarding remodeling and older home.

Find a HUD lender in Mobile, AL

How to Finance a Fixer Upper with a 203k Loan

Find a HUD Lender in Mobile, AL

Rehab a Home with HUDs 203k Program

FHA 203k Renovator Information

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